Why Do Insurance Companies Ask About Trampolines?

Why do insurance companies ask about trampolines? Many insurers consider a trampoline to be an “”attractive nuisance,”” which means children will likely try to use it without fully understanding the risks. It also means you may be held liable if a child is injured on your trampoline, even if they use it without your permission. … Read more

Understanding Commercial Umbrella Policy and What it Covers

What does a commercial umbrella policy cover? A commercial umbrella policy increases your liability coverage to provide extra payouts that help you cover substantial claims. This type of insurance can feasibly protect your company from any liability claim, including libel, reputational damage, vehicular accidents, product liability, or customer injury. Read more on www.embroker.com You may … Read more

Can Musicians Insure Their Hands?

Can musicians insure their hands? Yes, you can insure your hands with hands insurance. However, the best way for nearly everyone to do that is through a disability insurance policy. A disability insurance policy will not only insure your hands, but also insure everything else in case you became sick or injured and cannot work … Read more

Is Public Liability Insurance Necessary for a Private Party?

Do you need public liability insurance for a private party? There is no legal requirement to have public liability insurance for a private party, but it is recommended ? even if the party is being held at your business premises. Public liability insurance covers you if you or one of your guests damages the venue … Read more

Do Copywriters Need Insurance?

Do copywriters need insurance? The exact insurance you’ll need depends on your business, the clients you work with, and the copywriting projects you’re booked on. Professional indemnity insurance is a key cover for thousands of copywriters, protecting against claims for negligent professional errors. Read more on www.simplybusiness.co.uk You might be wondering if you need insurance … Read more

Do Restaurants Need Public Liability Insurance?

Do restaurants need public liability insurance? Public liability isn’t a legal requirement, but it’s essential welfare cover for restaurateurs. Read more on www.gocompare.com Any company that does business with the general public must have public liability insurance. It offers protection against mishaps or injuries that could happen to visitors while they are on your property … Read more

Why Coaches Need Public Liability Insurance

Do I need public liability insurance as a coach? Public Liability insurance. Even with the most careful planning and preparation, a number of things can go wrong when you’re coaching teams, players or participants. That’s why coaches need Public Liability insurance to protect themselves against the unexpected accidents that can occur before, during and after … Read more

Do I Need Insurance to Sell Candles and Other Products?

Do I need insurance to sell candles? The answer to this question is positive as well! You do need insurance to sell candles or wax melts online from home, or at your shop. There are some risks involved with candle businesses that might become very costly if you don’t have basic insurance for selling candles … Read more

Indemnity Insurance: A One-Off Payment or Not?

Is indemnity insurance a one-off payment? Indemnity insurance, you may have guessed, is a type of insurance. It offers protection to sellers during conveyancing transactions. It covers the seller should there be a defect with the property that later could give rise to legal action. Indemnity insurance has a one-off fee and never expires. Read … Read more

Understanding Cargo Insurance: What it is and How it Works

What cargo insurance means? Cargo insurance protects you from financial loss due to damaged or lost cargo. It pays you the amount you’re insured for if a covered event happens to your freight. And these covered events are usually natural disasters, vehicle accidents, cargo abandonment, customs rejection, acts of war, and piracy. Read more on … Read more