Do Startups Need D&O Insurance?

The backbone of the economy is startups, but they are also very risky. The personal culpability of the founders, directors, and officials is one of the hazards. By obtaining Directors and Officers (D&O) insurance, this risk can be reduced. D&O insurance is made to shield a company’s directors and officers’ personal assets from claims or … Read more

What Does ADI Insurance Cover?

What does ADI insurance cover? If your car is damaged in an accident, fire or attempted theft, or if it’s stolen we’ll get you back on the road. We’ll repair your car, or if that’s not possible we’ll pay you the value of the car at the time it was damaged. Read more on www.instructorcoverplus.com … Read more

Do Nannies Need Liability Insurance?

Do I need liability insurance as a nanny? Yes, you will need to get workers’ compensation insurance for your nanny. In California, anyone who employs one or more full-time or part-time employees must have workers’ comp insurance. If not, you’ll have to purchase coverage though a workers’ compensation insurance company. Read more on www.nolo.com It’s … Read more

The Importance of Beekeepers Having Insurance

Why do beekeepers need insurance? Beekeeping is a complex occupation that requires extensive knowledge and skill. Bee insurance is an integral safeguard for beekeeping operations, protecting beekeepers and their hives from damage, product liability, and injury liability. Read more on leasehoney.com In recent years, beekeeping has gained popularity as a hobby and a job, with … Read more

What Does Commercial General Liability Coverage Cover?

What does commercial general liability coverage cover? A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Read more on www.iii.org A type of insurance called commercial … Read more