What level of PI cover do I need?

Specific PI requirements. Membership for accountants and accountancy firms is typically reliant on a level of cover at least two and a half times their gross fee income for the last financial year. Read more on www.policybee.co.uk You must have heard the term “Professional Indemnity Insurance” (PI) at some point as a business owner or … Read more

Public & Product Liability Insurance: What It Is and Why Indie Business Owners Need It

What Is public & product liability insurance? Public liability policies offer protection against claims arising from a company’s day-to-day activities. Product liability insurance, as the name suggests, protects against claims arising against the products that a company manufactures or supplies. Read more on startups.co.uk You presumably balance a variety of duties as an independent business … Read more

Umbrella Policy Cost: What You Need to Know

How much does an umbrella policy cost? According to the Insurance Information Institute, a $1 million umbrella policy typically costs $150 to $300 annually. Read more on www.bankrate.com Umbrella insurance plans are intended to extend the liability protection provided by other insurance policies, such as home or auto insurance, beyond their stated limitations. It serves … Read more

Insurance for Dance Schools: What You Need to Know

What insurance do you need for a dance school? Public Liability These scenarios are why dance teachers need Public Liability, which covers your legal liability for third party injury and property damage. Most venues you teach in will ask for proof that you have Public Liability before allowing you to hold sessions. Read more on … Read more

Why Your Wedding Photographer Should Be Insured

Should your wedding photographer be insured? At a minimum, a wedding photographer should carry liability and equipment insurance. The liability insurance is a must to bridge the gaps between business formation and contract protections. This insurance protects the insured, the Photographer, from risks of liabilities of lawsuits and other similar claims. Read more on thelawtog.com … Read more

Understanding HO-3 Insurance: A Comprehensive Guide

What is an HO 3? Homeowners Policy Special Form 3 (HO 3) – part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio, the HO 3 insures the described owner-occupied dwelling, private structures in connection with the dwelling, unscheduled personal property on and away from the premises, and loss of use. Read more on … Read more

Are Independent Midwives Insured?

Are independent midwives insured? Private Midwives are very proud to be fully insured for all aspects of midwifery care with no exclusions on practice. Read more on privatemidwives.com Women need support and care from midwives during pregnancy, labor, and the postpartum period. They are crucial members of the medical community. Midwives are permitted to practice … Read more

Understanding E&O Insurance for Home Inspectors

What is E&O insurance for home inspectors? Errors and omissions insurance for home inspectors will provide your company, your employees, and you with protection against lawsuits or claims that are based on omissions or mistakes made in your inspection which resulted in financial damages for the client. Read more on www.eiipro.com The real estate industry … Read more

Best Insurance for Pregnancy: A Comprehensive Guide

Which insurance is best for pregnancy? If you may qualify for Medicaid or Children’s Health Insurance Program (CHIP) Medicaid and CHIP provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, and pregnant women. Read more on www.healthcare.gov One of a woman’s most thrilling and profoundly transformative experiences … Read more

Tour Operator Liability Insurance: Everything You Need to Know

What is tour operator liability insurance? Tour operator’s liability is designed to defend tour operators if they are accused of failing to supply what the customer was expecting, or if something goes wrong on the trip for which the traveller holds you responsible. Read more on www.sutcliffeinsurance.co.uk There are certain hazards and obligations associated with … Read more