Do Employees Need Employers Liability Insurance?

Do one employees need employers liability insurance? You are only required by law to have employers’ liability insurance for people who you employ under a contract of service or apprenticeship. Whether or not you need employers’ liability insurance for someone who works for you depends on the terms of your contract with them. Read more … Read more

CoverWallet Insurance: Everything You Need to Know

What is CoverWallet insurance? CoverWallet is an online insurance broker that allows small-business owners to get quotes from several different insurance companies at once. CoverWallet isn’t a business insurance provider itself. If you’re struggling to manage policies from multiple insurers, CoverWallet may be a helpful solution. Read more on www.nerdwallet.com Small and medium-sized businesses (SMEs) … Read more

Do You Need Canoe Insurance? Exploring the Pros and Cons

Do I need canoe insurance? However, it’s important to have public liability insurance even if you are not intending to paddle on waterways that require a license. Public liability will cover injuries or damage to members of the public or their property, caused by your negligence directly linked to the use of your canoe. Read … Read more

Is Underwriting a Commission? Explained

Is underwriting a commission? Underwriting commission is the compensation that an underwriter receives for placing a new issue with investors. It is the fee which an investment banker charges for underwriting a security issue. Underwriting commission is also called a concession. Read more on definitions.uslegal.com The process of determining risk and offering financial protection to … Read more

How to Find Out If a Company Has Public Liability Insurance

Can I find out if a company has public liability insurance? The simple answer is that, beyond asking at the point of contact, there is no definitive way to know whether a business holds insurance until you raise a claim against them. Read more on www.rac.co.uk It’s crucial to confirm that a company has public … Read more

Do Bands Have Liability Insurance?

Do bands have liability insurance? As a band, liability insurance gives you the protection you need to keep your show on the road. Most event administrators and venue owners require a general liability policy for bands to perform. Read more on www.insurancecanopy.com Being a member of a band has dangers, just like any other line … Read more

Which is the Best LIC Policy?

Which is the best LIC policy? Best LIC Plans List for 2022 LIC Policies Plan Type Policy Term LIC Jeevan Umang Whole Life Insurance 100 years minus(-) the age at entry LIC Jeevan Amar Term Assurance Plan 10 years-40 years LIC Money Back 25 years Money Back Policy 25 years LIC New Jeevan Anand Endowment … Read more

What to Look for in Professional Liability Insurance

What should I look for in professional liability insurance? Find a reputable insurance company – one that is fully licensed in all jurisdictions, is financially stable (check the A.M. Best rating), provides support with claims, provides confidential ethics and risk management consultation (such as The Trust’s Advocate 800 Service), and has competent and convenient customer … Read more

Understanding Lot Insurance: What It Covers and Why You Need It

What is lot insurance? Dealers Open Lot (DOL) insurance provides auto physical damage coverage on a fleet of vehicles owned by a licensed auto dealer. These policies are custom built with dealers in mind and equipped to handle their specific risks. Read more on jencapgroup.com It’s crucial to obtain lot insurance if you run a … Read more

Do Drafters Need Insurance? Understanding Professional Indemnity Insurance and More

Do drafters need insurance? Workers’ compensation insurance is required in almost every state for drafting businesses that have employees. Most policies include employer’s liability insurance, which protects business owners against lawsuits related to workplace injuries. Read more on www.insureon.com For their expertise in producing technical drawings and blueprints for construction projects, engineering designs, and other … Read more