Understanding 3D Coverage in Insurance and Its Importance

What is 3D coverage in insurance? The crime insurance form used for most businesses today includes a variety of crime coverages in a single rider. This rider is the Comprehensive Dishonesty, Disappearance and Destructive Rider, also called the 3D Rider (3D Policy) by most brokers and underwriters. Read more on www.ilscorp.com Having auto insurance is … Read more

Jewelry Insurance: How Much Does It Cost?

How much is a jewelry policy? In most cases, jewelry insurance costs about 1-2% of the value of the jewelry per year. So a $5,000 ring would cost $50-$100 per year to insure. You can quickly and easily get a quote for your jewelry items – no personal information required. Read more on www.jewelersmutual.com Jewelry … Read more

Does a Dog Trainer Need Insurance?

Does a dog trainer need insurance? Dog training can be extremely rewarding, but dogs can be unpredictable so it is essential to have adequate insurance cover. Public Liability and Professional Indemnity can provide assistance if a dog in your care injures someone, damages their property, or causes an accident. Read more on www.petplansanctuary.co.uk For people … Read more

Dog Grooming Business: Insurance and Other Essentials

What insurance does a dog groomer need? Public Liability insurance Public Liability insurance is a must have in your business, no matter whether it’s in the home, a salon or mobile. When working with animals that can move it is likely that injury may occur to the dog. If this does happen then your public … Read more

Financial Failure Insurance: Protecting Travelers and Travel Agents

What is financial failure insurance? Financial Failure Insurance is a pay as you go scheme backed by an A+* rated insurer allows travel organisers to fulfil their obligations to cover customers’ payments under the Package Travel regulations. Read more on www.abtot.com While traveling can be a lovely experience, there are risks involved. One of these … Read more

How Much Professional Indemnity Insurance Do I Need in Australia?

How much professional indemnity insurance do I need Australia? According to the established project consulting company RNC Global Projects, large Australian organisations typically require an average of $10 million of professional indemnity and between $10 million to $20 million of public liability cover. Read more on sherpainsurance.com.au Professionals who give clients advice or services must … Read more

Understanding WSI Payment: Workers Comp in North Dakota

What is a WSI payment? A Certificate of Payment is the employer’s proof of coverage and is issued upon receipt of premium payment. Read more on www.nd.gov If you are an employee in North Dakota and are hurt at work, you might be eligible for workers’ compensation benefits. The purpose of workers’ compensation payments is … Read more

What Insurance Do You Need for Babysitting?

What insurance do you need for babysitting? A babysitter that is working occasionally for a family in their home is not required to have any kind of insurance, although it still might not be a bad idea. This is very different from a child care center (including ones run in the child care provider’s home), … Read more

Understanding Public Liability Insurance NSW and Its Importance for Small Businesses

What is public liability insurance NSW? Public liability insurance is intended to protect NSW businesses and their owners from the costs of a claim involving property damage or personal injury which is suffered by another person. These costs can range anywhere from a few hundred dollars through to potentially millions. Read more on publicliabilityinsurance.com.au A … Read more