Professional Indemnity Insurance: How Long Do I Need It?

How long do I need professional indemnity insurance? Traditionally, run off insurance would be maintained in this way every year for up to six years. Six years is the period many professional bodies require their members to carry run off PI for, this is therefore a good benchmark to use for all professions. Read more … Read more

Insurance in Import: Understanding the Basics

What is insurance in import? Import Export Insurance is a type of insurance cover that relates to goods that are transported to and from countries. If your company is an exporter or importer ? or both ? then having the relevant insurance cover in place is essential to ensure the continuing success of your company … Read more

What Insurance Does a Café Need?

What insurance does a café need? Read more on www.directlineforbusiness.co.uk A very pleasant and rewarding business is owning and operating a café. To safeguard oneself against potential dangers and obligations, it is crucial to have insurance coverage, just as with any type of business. The following are some crucial insurance plans that a café should … Read more

Understanding Coverage Limits: $250,000 / $500,000

What does is mean if the coverage limits are $250000 /$ 500000? It means that for any one car wreck that is your fault your insurance company will pay a person injured in the wreck up to $250,000 in losses and damages they suffer. If more than one person is injured in the wreck, the … Read more

What Kind of Insurance Do Hotels Need?

What kind of insurance do hotels need? These are the basic insurance coverages all hotel owners should have: Building and Business Personal Property Coverage. Equipment Breakdown. Business Income and Extra Expense. Commercial General Liability. Worker’s Compensation. Umbrella Liability. Read more on www.iruhl.com There are many dangers involved with operating a hotel. There are numerous possible … Read more

Final Expense Insurance: Is It a Good Deal?

Is final expense insurance a good deal? A final expense policy can offer peace of mind and ease the financial burden on your family while they’re grieving. And since it usually doesn’t require a medical exam, it’s a good option if you have a pre-existing condition that prevents you from getting a traditional term or … Read more

Can I Insure My Tattoos?

Can I insurance my tattoos? Tattoo artist liability insurance is a form of professional liability (or malpractice) insurance. As such, it provides protection should an artist make a mistake while inking a customer. Most tattoo artist liability protections extend to both mistakes that injure customers and those that result in incorrect tattoos. Read more on … Read more

Understanding Liability Coverage: What You Need to Know

How does liability coverage work? Liability coverage helps cover damages you’re responsible for to another party because of an accident. That means it doesn’t cover damages to your property or your injuries. Your damages are injuries are protected under other coverages such as: Collision. Read more on www.geico.com A type of insurance called liability coverage … Read more

Insuring a Rolex from Theft: Everything You Need to Know

Can you insure a Rolex from theft? A specialised watch insurance policy would guarantee coverage of your luxury watch if it were lost or stolen. Having a specialised insurance policy means that in the case of a loss or theft, you will work with somebody who understands the intricacies of a Rolex watch and will … Read more

How to Claim Professional Indemnity Insurance

How do I claim professional indemnity insurance? Insurance + Risk Services 5 important tips for claiming on your Professional Indemnity Insurance. Duty of Disclosure ? if in doubt notify the insurer! Include ALL Insured names. List and update ALL of your professional services. Ensure your PI policy covers Vicarious Liability. Continuity / Continuous Cover Clause. … Read more