Insurance for Freeholders: What You Need to Know

What insurance does a freeholder need? Freeholder insurance is a form of landlord insurance that mainly covers your investment in the structure of the building. However, it should also include features like third party liability insurance, landlord contents in communal areas (including carpets) and loss of rent if the property is uninhabitable. Read more on … Read more

Can You Claim Fridge on Insurance?

Can you claim fridge on insurance? Your homeowners insurance policy covers much of your personal property, including large appliances, from specific perils like theft, fire or damage from a storm. This typically includes protection for your refrigerator, which can be a costly appliance to replace or repair if it is damaged. Read more on www.travelers.com … Read more

Shopkeeper Insurance: What is Covered and Why It’s Important

Which of the following is covered in shopkeeper insurance? The Shopkeeper’s Insurance is a combination of eleven sections covering risks faced by shopkeepers/traders. The policy covers building, contents, money, pedal cycle, plate glass, signs, baggage, personal accident, fidelity guarantee, liability and business interruption. Read more on nationalinsurance.nic.co.in Being a 7 Eleven or other convenience store … Read more

Does a Blogger Need Insurance?

Does a blogger need insurance? “”Blogging insurance”” is not an established form of coverage, so it is crucial that bloggers have professional liability insurance and other forms of coverage if necessary. Even if bloggers are employed under larger agencies, there is no guarantee that their employer will protect them from liability claims. Read more on … Read more

Is it Illegal to Not Have Public Liability Insurance?

Is it illegal to not have public liability insurance? You’re not legally required to have public liability insurance, but if you’re a business owner the chances are you’ll need it. Public liability insurance covers your costs if someone else sues your business ? and without cover, unexpected legal costs could bankrupt your business. Read more … Read more

Indemnity Insurance: A Legal Requirement or Not?

Is indemnity insurance a legal requirement? Professional indemnity insurance is not a legal requirement ? but professionals who work in certain sectors should still consider it one of their core business needs. This is because some industries are much more likely to suffer service-based disputes than others. Read more on www.hiscox.co.uk Professionals are protected by … Read more

Do Dance Teachers Need Insurance?

Do you need insurance to teach dance? What does dance teacher insurance cover? These scenarios are why dance teachers need Public Liability, which covers your legal liability for third party injury and property damage. Most venues you teach in will ask for proof that you have Public Liability before allowing you to hold sessions. Read … Read more

Do I Need Insurance to Run a Gym?

Do I need insurance to run a gym? Public Liability. Provides insurance for gym owners if a member of the public is injured or suffers property damage and blames the gym. Public Liability provides the cover for the necessary legal fees associated with defending the gym in this instance. Gym liability insurance costs can vary. … Read more

Keith Richards Hands: Insured for Millions

How much is Keith Richards hands insured for? Read more on www.lloyds.com The Rolling Stones’ iconic guitarist, Keith Richards, is renowned for his distinct playing style and extraordinary talent. But he also has multi-million dollar insurance coverage for his hands, the very instruments that give him his signature sound. In fact, it has been said … Read more

Insurance for Event Planners: Protecting Your Business and Clients

What kind of insurance do you need as an event planner? General Liability Insurance General Liability Insurance for Event Planners. Every event planner also needs general liability insurance. Just in case an exhibitor at a trade show you’re organizing is injured when they trip over a toolbox left by one of your contractors. Read more … Read more