Do You Really Need Professional Indemnity Insurance?

Do I really need professional indemnity insurance? You are likely to need professional indemnity insurance if: You provide advice or professional services to your clients (including consulting or contracting) You provide designs to your clients (such as working as an architect or design engineer) Read more on www.markeluk.com Professional indemnity insurance (PII) is a type … Read more

What Happens When a Doctor Does Not Have Malpractice Insurance?

What would occur if the doctor did not have malpractice insurance? A hospital’s malpractice insurance could cover your damages, even if your doctor does not have individual malpractice coverage. Hospitals carry an obligation to keep patients from harm through oversight by their medical and administrative staff. Read more on bencrump.com Without malpractice insurance, a doctor … Read more

Will Your Insurance Be Affected If You Own a Pit Bull?

Will your insurance be affected if you own a pit bull? Owning a pit bull can raise your rates, because home insurance providers view your pet as a liability risk. While all dog breeds can bite under the right circumstances, larger breeds have the physical capacity to cause more damage. That makes them a bigger … Read more

Do tour guides need insurance?

Do I need insurance to be a tour guide? Tour Guide insurance will often be required by your clients. By not having insurance for Tour Guide, in the event of a loss or injury that is in connection with your business you may be liability to pay huge sums of legals fees and compensation. Read … Read more

Insurance for Nail Technicians: What You Need to Know

What insurance does a nail technician need? public and products liability insurance All technicians need public and products liability insurance. This type of insurance is inexpensive and will protect you from most situations involving products, whether as a result of an accident or an allergic reaction, for example. Read more on www.scratchmagazine.co.uk Like all other … Read more

Understanding Crop Insurance Policy

What is crop insurance policy? Crop insurance is purchased by agricultural producers, and subsidized by the federal government, to protect against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. Read more on en.wikipedia.org … Read more

Insurance for Nail Businesses: What You Need to Know

What insurance do I need for my nail business? Public and products liability insurance for nail technicians. You might even spill lotion on an expensive rug, causing damage to their home. Public and Products Liability Insurance covers claims for personal injury and damage to third party property made by members of the public. Read more … Read more

Do Vending Machine Owners Need Insurance?

Do vending machine owners need insurance? If you own the space used to manufacture, house, or stock your vending machines, you’ll need commercial property insurance to protect your inventory. This insurance will help you repair or replace broken inventory due to vandalism, bad weather, or fires. Read more on howtostartanllc.com Owning a vending machine business … Read more

Can You Add an Additional Insured to a Liquor Liability Policy?

Can you add an additional insured to a liquor liability policy? A property owner leases space to a restaurant that serves liquor. The restaurant has liquor liability insurance, but the property owner cannot be named as additional insured on this policy because coverage is not written to allow for third-party exposure. The landlord won’t serve … Read more