Insuring Expensive Jewelry: Is it Worth the Cost?

Should I insure expensive jewelry? You should get any particularly valuable piece of jewelry insured. The best time to take care of it is directly following a significant jewelry purchase. Of course, this won’t protect the sentimental value, but proper coverage will help you repair or replace the jewelry pieces that you care most about. … Read more

Understanding Inner Limits Insurance: What You Need to Know

What are inner limits insurance? Many policyholders are also caught out by ‘inner limits’, which restrict the sum insured for any one item. Most policies also limit the total sum insured for all valuables (usually defined as cameras, watches, jewellery, computers etc.). Read more on www.theguardian.com It’s crucial to understand what your policy covers when … Read more

Can Someone Else Insure My Boat?

Can someone else insure my boat? As long as you’re not paying someone or being paid by someone to use your boat yourpersonal boat insurancepolicy should provide coverage. However you should pay close attention to the terms and conditions in your policy. Read more on www.awinins.ca Many boat owners ponder whether someone else could insure … Read more

Errors and Omissions Insurance: What Does it Cover?

Errors and omissions insurance, commonly referred to as professional liability insurance, protects professionals from lawsuits asserting that they were negligent or failed to fulfill their professional obligations. Since claims for mistakes, errors, or omissions may be made against persons working in the travel business, such as tour operators and travel agencies, this kind of insurance … Read more

Does a Singer Need Insurance?

Does a singer need insurance? Even the most experienced performers can have accidents from time to time. If you trip over a wire and fall whilst singing or you simply slip and badly injure yourself, it’s essential you have Personal Accident insurance in case your injuries are serious. Read more on www.ripeinsurance.co.uk You might have … Read more

Does USAA Cover Pet Damage?

Does USAA cover pet damage? No, it does not. USAA renters insurance does not provide coverage for damage caused by pets and insects. Read more on policyadvice.net It is crucial for pet owners to understand whether their insurance coverage covers any potential damage that their animal companion may do. Popular insurance provider USAA offers coverage … Read more

What Insurance Do You Need for a Campsite?

While camping can be delightful and exciting, it’s crucial to make sure you’re properly insured in case something unforeseen happens. There are many sorts of insurance that you may need to think about whether you are glamping in a fancy pod or camping in a tent. Insurance for tents It’s a good idea to buy … Read more

What Insurance Does a Musician Need?

What insurance does a musician need? Insurance for musicians comes in two key areas ? equipment insurance and public liability insurance. If you’re playing a lot of gigs and your equipment means something to you ? get it insured. Even if you have home and contents insurance you may want to look into getting cover … Read more

Insurance Requirements for Riding Schools: What You Need to Know

What insurance does a riding school need? Riding School Insurance Public liability to protect you in situations involving the people you teach and others. Employers’ liability. Product liability including tack and saddlery. Property owners’ liability for commercial or domestic, with the ability to combine into one single policy where appropriate. Read more on www.seib.co.uk A … Read more

What Insurances Do Nurseries Need?

What insurances do nurseries need? All registered childcare settings, including nurseries, pre-schools, childminders and nannies, are required by law to have public liability insurance (PLI) to cover them in their work with children. It makes sense, because accidents can happen in any setting, however well-run it might be. Read more on www.nurseryworld.co.uk The majority of … Read more