Do You Really Need Professional Indemnity Insurance?

Do I really need professional indemnity insurance? You are likely to need professional indemnity insurance if: You provide advice or professional services to your clients (including consulting or contracting) You provide designs to your clients (such as working as an architect or design engineer) Read more on www.markeluk.com Professional indemnity insurance (PII) is a type … Read more

What Happens When a Doctor Does Not Have Malpractice Insurance?

What would occur if the doctor did not have malpractice insurance? A hospital’s malpractice insurance could cover your damages, even if your doctor does not have individual malpractice coverage. Hospitals carry an obligation to keep patients from harm through oversight by their medical and administrative staff. Read more on bencrump.com Without malpractice insurance, a doctor … Read more

Will Your Insurance Be Affected If You Own a Pit Bull?

Will your insurance be affected if you own a pit bull? Owning a pit bull can raise your rates, because home insurance providers view your pet as a liability risk. While all dog breeds can bite under the right circumstances, larger breeds have the physical capacity to cause more damage. That makes them a bigger … Read more

What Insurance Do Supermarkets Need?

What insurance do supermarkets need? Public liability cover ? As one of the most important cover options for supermarkets, Public Liability Cover may protect against claims made for customer injury on your business premises. Sometimes, accidents are unavoidable, so it is important that you are protected should one occur. Read more on theretailmutual.com Being in … Read more

Title Insurance: A Brief History

How long has title insurance been around? Although it now protects land purchases across the United States (as well as other areas of the globe), the practice of insuring title began after a Pennsylvania Supreme Court ruling in 1868. Read more on www.firstam.com Since it has been around for more than a century, title insurance … Read more

What Does Public and Products Liability Insurance Cover?

What does public and products liability insurance cover? Public and Products Liability insurance is designed to protect you and your business from the significant costs associated with any legal action as a result of your actual or alleged negligence that has caused third party property damage or personal injury, whilst acting in the course of … Read more

What Insurance Do You Need for a Haunted House?

What insurance do you need for a haunted house? General liability insurance is the first coverage we recommend to protect your haunted house. This insurance coverage protects you in case of: Third-party bodily injury: If an attendee is scared by an actor and falls in terror, general liability can help pay for their medical costs. … Read more

Insurance for Nail Businesses: What You Need to Know

What insurance do I need for my nail business? Public and products liability insurance for nail technicians. You might even spill lotion on an expensive rug, causing damage to their home. Public and Products Liability Insurance covers claims for personal injury and damage to third party property made by members of the public. Read more … Read more

Do Vending Machine Owners Need Insurance?

Do vending machine owners need insurance? If you own the space used to manufacture, house, or stock your vending machines, you’ll need commercial property insurance to protect your inventory. This insurance will help you repair or replace broken inventory due to vandalism, bad weather, or fires. Read more on howtostartanllc.com Owning a vending machine business … Read more

Can You Add an Additional Insured to a Liquor Liability Policy?

Can you add an additional insured to a liquor liability policy? A property owner leases space to a restaurant that serves liquor. The restaurant has liquor liability insurance, but the property owner cannot be named as additional insured on this policy because coverage is not written to allow for third-party exposure. The landlord won’t serve … Read more