Understanding Professional Risk Indemnity Insurance

What is professional risk indemnity insurance? Professional indemnity (PI) insurance is a commercial policy designed to protect business owners, freelancers and the self-employed if clients claim a service is inadequate. A customer might say you were negligent, delivered the wrong training or made a mistake which cost them money. Read more on www.hiscox.co.uk Professionals that … Read more

Do I Need Insurance to Employ a Cleaner?

Do I need insurance to employ a cleaner? Do House Cleaners need insurance? Yes, house cleaners need to be insured. Most clients will insist that you hold a Public Liability policy before agreeing to work with you, to protect their own property from any damage you might accidentally create. Read more on www.nimblefins.co.uk If you … Read more

Why You Need a Commercial Umbrella Policy

Why you need a commercial umbrella policy? WITH A COMMERCIAL UMBRELLA POLICy, yOU ARE COVERED If THE LIMITS UNDER yOUR PRIMARy POLICy ARE USED UP. yOUR ASSETS, AS WELL AS yOUR fUTURE EARNINGS, ARE PROTECTED. A commercial umbrella policy could protect your company against excess liability judgments for loss, injury, or even death caused by … Read more

Freight Insurance: Understanding the Basics

What is meant by freight insurance? It offers protection against potential losses caused to the shipment during the transit. There are different types of freight insurance policies including cargo insurance, shipping insurance, transport insurance, and transit insurance. Read more on www.policybazaar.com A sort of insurance that safeguards commodities in transit is freight insurance. In order … Read more

Do Coaches Need Insurance in the UK?

Do coaches need insurance in the UK? If you’re a coach, fitness professional, sports official, tutor and/or mentor, you need to have specialist sports coaching, officiating and fitness insurance to protect yourself. Read more on www.ukcoaching.org The rewarding career of coaching entails assisting people and teams in achieving their objectives and enhancing performance. However, coaching … Read more

Can You Get One Day Public Liability Insurance?

Can you get one day public liability insurance? Yes! One day public liability event insurance is one of our most popular policy types. Even if your event is only one day long it is important that you are covered for claims made against you if someone experiences damage to their property, injury or illness attributable … Read more

Can You Sell Your Life Insurance Policy if You are Under 65?

Can you sell your life insurance policy if you are under 65? You can be younger than age 65 to sell a life insurance policy through a life settlement, but you generally must be very ill. “”Life settlements are calculated by understanding your life expectancy, and most third-party buyers prefer to purchase policies with a … Read more

Treatment Insurance: What it is and Who Needs it

What is treatment insurance? Treatment liability insurance typically protects against customer claims of injury, illness or property damage due your services or advice. Specifically, treatment liability insurance provides financial protection by covering legal defence fees if you’re sued, as well as as compensation payments if you’re found liable. Read more on www.nimblefins.co.uk A sort of … Read more

Understanding the Importance of Dram Shop Insurance in Illinois

What is dram shop insurance Illinois? Liquor liability insurance, also known as dram shop insurance, is liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages. Read more on www.progressivecommercial.com Dram shop laws are rules that make businesses responsible if they serve alcohol to people who are already drunk or who are … Read more

What Body Part is JLo Insured? And Other Questions About Insurance

What body part is JLo insured? For butts in particular, Jennifer Lopez, who was perhaps one of the first women to encourage females to embrace their curves, allegedly has her rear end insured for $300 million. Kim Kardashian is another celebrity well known for her backside. Read more on zaneslaw.com JLo, as Jennifer Lopez is … Read more