Do I Need Employers Liability Insurance If I Have No Employees?

Do I need employers liability insurance if I have no employees? Do I need employers liability insurance for work experience? Yes, employers liability insurance is a legal requirement even if you only have unpaid workers. Read more on gosuperscript.com Employers liability insurance is a type of insurance that protects firms from lawsuits filed by workers … Read more

Do Graphic Designers Need Insurance?

Do graphic designers need insurance? Why do graphic designers need insurance? Your graphic design business could face devastating expenses if you are accused of copyright infringement or if you accidentally damage a client’s equipment. Graphic design insurance can cover these liabilities, along with risks like theft, injuries, and data breaches. Read more on www.insureon.com In … Read more

Insuring Your Artwork: A Comprehensive Guide

How do you insure a piece of art? The first step to insuring your art collection is putting together provenance, or all the necessary documentation to prove that the work of art is yours and what it’s currently worth. These documents include proof of ownership, bill of sale, provenance, a replacement estimate, photographs and the … Read more

What Does Builders Risk Insurance Cover in Texas?

What does builders risk insurance cover in Texas? Builders Risk Insurance, Texas. Builders Risk Insurance covers buildings under construction, as well as all of the equipment and materials used in the project. Whether you are building a new residential complex or a business building, our expert risk managers at the Thumann Agency are here to … Read more

Insurance for Interior Designers: What You Need to Know

What insurance should interior designers have? Business owners policy (BOP) for interior designers. For many interior designers, a business owners policy (BOP) may be the best choice. A BOP is a combination of general liability and business property insurance and is often used to provide coverage to small businesses with the aim of protecting valuable … Read more

Understanding Errors and Omissions Professional Liability

Mistakes and omissions Professional liability insurance protects professionals from claims brought by customers who claim they have lost money as a result of mistakes or omissions in the services given. For professionals like lawyers, accountants, financial advisers, and consultants who provide advice, knowledge, or services to clients, this form of insurance is crucial. Errors and … Read more

Tour Guide Insurance: What You Need to Know

How much does tour guide insurance cost? Cost Of General Liability Insurance. On average, tour companies in America spend between $350 – $700 per year for $1 million in general liability coverage. Read more on howtostartanllc.com In the travel industry, tour guides are essential because they give travelers insightful advice and direction while they go … Read more

Inland Marine Insurance Exclusions: What’s Not Covered?

What does inland marine insurance not cover? Inland marine insurance does not cover: Stationary property at your main location. Your business vehicles. Damage from earthquakes and floods. Read more on www.insureon.com Numerous items that are moveable or transportable in nature are covered by inland marine insurance. This kind of insurance is intended to safeguard property … Read more

What Type of Insurance Do Coaches Need?

What type of insurance do coaches need? General liability insurance for life coaches. General Liability-also called commercial general liability (CGL)-covers life coaches against property damage, claims of bodily injury and associated medical costs. Here’s an example. A client comes to the office of a life coach for a consultation. Read more on www.hiscox.com Many people … Read more