Should Plumbers Have Liability Insurance?

Should plumbers have liability insurance? As a plumbing contractor, you’ll need to make sure you have adequate public liability insurance to cover you in the event you cause damage or injury while carrying out your work. With the right cover in place, any sub-contractors you use should be covered by your policy, as long as … Read more

Who Needs Professional Indemnity Cover?

Who needs professional indemnity cover? You are likely to need professional indemnity insurance if: You provide advice or professional services to your clients (including consulting or contracting) You provide designs to your clients (such as working as an architect or design engineer) Read more on www.markeluk.com A type of insurance known as professional indemnity insurance … Read more

What Insurance Does a Nursery Need?

What insurance does a nursery need? All registered childcare settings, including nurseries, pre-schools, childminders and nannies, are required by law to have public liability insurance (PLI) to cover them in their work with children. It makes sense, because accidents can happen in any setting, however well-run it might be. Read more on www.nurseryworld.co.uk Nurseries are … Read more

Do Pubs Have Public Liability Insurance?

Do pubs have public liability insurance? Pub Insurance in detail. Standard covers include: Public liability This is an essential cover for pubs, covering you for injury to the public or damage to their property e.g. slips, trips and falls (not alcohol induced!) . Loss of income For certain claims (e.g. flood) you would be able … Read more

What Kind of Insurance Do You Need for a Haunted House?

What kind of insurance do you need for a haunted house? General liability insurance General liability insurance is the first coverage we recommend to protect your haunted house. This insurance coverage protects you in case of: Third-party bodily injury: If an attendee is scared by an actor and falls in terror, general liability can help … Read more

Insurance for Bike Rental: Do you need it?

Do you need insurance to rent out bikes? Generally bicycle hire shops on holiday don’t offer any form of insurance, or it is very limited. All you need to do is take out a short term policy, and insure for the new retail value of the bike you are hiring. Read more on www.yellowjersey.co.uk Cities … Read more

Boiler Coverage vs Equipment Breakdown: What’s the Difference?

Is boiler coverage the same as equipment breakdown? Boiler and machinery insurance (BM) provides coverage for physical damage to and financial loss from equipment breakdown. Boiler and machinery insurance covers the cost of repairing or replacing the damaged equipment, motors, computers, telephones, and electrical. Read more on www.investopedia.com Although the phrases boiler coverage and equipment … Read more

Debris Removal Liability Insurance: What You Need to Know

Is debris removal liability insurance? General liability coverage pays for third-party accidents, such as removal work that damages a homeowner’s landscaping. Bundle it with commercial property insurance for savings in a business owner’s policy. Read more on www.insureon.com In order to properly clean up after a tragedy or accident, debris clearance is crucial. Due to … Read more

Does Upwork Provide Insurance Coverage?

Does Upwork provide insurance coverage? Upwork offers both short term disability (STD) and long term disability(LTD) insurance. Upwork provides an annual HSA contribution. You may also contribute pre-tax dollars to a Health Care FSA and Dependent Care FSA account. Read more on builtin.com One of the biggest online freelance markets, Upwork, links companies with independent … Read more