Insurance for Self-Employed Mechanics: What You Need to Know

What insurance do I need as a self employed mechanic? Many mobile mechanics work on a part-time basis and work alone. For this reason, in addition to road risks insurance, we recommend that you consider public liability insurance. Read more on www.bollington.com You are in charge of managing your own business and finances as a … Read more

Do You Need Liability Insurance as a Photographer?

Do you need liability insurance as a photographer? At a minimum, most photographers need general liability insurance in case they’re sued over injuries or property damage, such as if a client sues you over an accident at a photoshoot. But they should also consider getting commercial property insurance to cover their equipment. Read more on … Read more

Can You Get Liability Insurance for a Day?

Can I get liability insurance for a day? Yes! One day public liability event insurance is one of our most popular policy types. Even if your event is only one day long it is important that you are covered for claims made against you if someone experiences damage to their property, injury or illness attributable … Read more

What Kind of Insurance Do You Need for Dog Walking?

What kind of insurance do you need for dog walking? Do I need dog walker insurance? Insurance for dog walkers isn’t a legal requirement unless you employ someone. But without at least public liability insurance you could find yourself in financial trouble if something goes wrong in connection with your dog-walking business. Read more on … Read more

Understanding Aerial Insurance: Coverage for Aviation and Space Operations

Aerial insurance, commonly referred to as aviation insurance, is a specific type of insurance protection that offers defense against dangers related to aviation or space operations. This kind of coverage is intended to safeguard aircraft owners, operators, and passengers as well as any other parties who might be harmed by aviation-related mishaps. Specialty insurance refers … Read more

Tool and Equipment Insurance: What You Need to Know

What is Tool and equipment insurance? What is tool insurance? Tool insurance covers the cost of replacing your tools if they’re lost or damaged, for example due to fire, flooding or theft. Tools that are usually included are: Handheld tools (hammers, screwdrivers, saws, pliers) Power tools (drills, sanders, angle grinders, nail guns) Read more on … Read more

Personal vs Public Liability Insurance: What’s the Difference?

What is the difference between personal and public liability insurance? Personal liability insurance covers injury or damage compensation claims made against you by a third party. Public liability insurance is the commercial version of this insurance – it covers compensation costs if someone makes a claim against your business for injury or damage. Read more … Read more

Who Should Be Listed as a Named Insured?

Who should be listed as a named insured? Named Insured – any person, firm, or organization, or any of its members specifically designated by name as an insured(s) in an insurance policy, as distinguished from others that, although unnamed, fall within the policy definition of an “”insured.”” Read more on www.irmi.com Knowing who should be … Read more

Title Insurance: A Comprehensive Guide

Who has the best title insurance? Here are the top 5: Westcor Land Title Insurance: 5.9% WFG National Title Insurance: 3% Title Resources Guaranty: 2% Here are 2020’s top companies in title so far Fidelity: 32.7% First American: 23.0% Old Republic: 14.8% Stewart: 10.1% Read more on www.housingwire.com Having title insurance is crucial when buying … Read more

Do I Need Insurance to Run a Dance Class?

Do I need insurance to run a dance class? What does dance teacher insurance cover? These scenarios are why dance teachers need Public Liability, which covers your legal liability for third party injury and property damage. Most venues you teach in will ask for proof that you have Public Liability before allowing you to hold … Read more