Why Do Artists Need Public Liability Insurance?

You might not believe that insurance is essential for your line of work as an artist. But mishaps can happen, and you never know when one can happen at an art show, workshop, or event. Artists are protected by public liability insurance from lawsuits brought about by property damage or injury to a third party. This essay will examine the need for public liability insurance for artists and address some pertinent issues. Shippo offers insurance, right?

Shippo does not offer insurance directly, however they do offer shipping insurance solutions through partnerships with other insurance companies. Shipsurance, InsureShip, and U-PIC are some of Shippo’s insurance partners. You have the choice to get shipping insurance from one of these companies while using Shippo to ship your artwork. Before buying an insurance policy, it is crucial to study the terms and conditions to make sure it suits your needs. Is it possible to add insurance to a UPS package after it has shipped?

A UPS cargo can, in fact, have insurance added after shipping. You have up to 60 days from the date of shipping to add insurance if you have already used UPS to ship an item without doing so. Logging into your UPS account and choosing the shipment you wish to insure will allow you to do this. The amount of the package and the degree of protection you need will determine the insurance’s cost. Should I purchase USPS insurance or ShipCover?

Both ShipCover and USPS insurance provide safety for shipments, although they differ in a few ways. The insurance company that eBay uses, ShipCover, provides coverage for both local and international shipments. Their prices are reasonable and include both the entire cost of the item and shipping. The United States Postal Service, on the other hand, offers USPS insurance, which is limited to domestic shipments. Their prices are based on the item’s value and do not include shipping charges.

ShipCover offers insurance protection against lost or damaged goods that occur while shipping. They provide coverage up to $50,000 for the full cost of the item plus delivery charges. With some limitations on specific nations, ShipCover also provides coverage for items being delivered outside of the United States. It’s crucial to remember that ShipCover does not cover goods damaged by poor packaging or goods that can’t be shipped.

For artists to safeguard themselves from legal claims resulting from property damage or injury claims made by third parties, public liability insurance is necessary. It is essential to think about getting shipping insurance when sending artwork to guard against theft or damage while in route. Artists may relax and concentrate on their creative work without worrying about potential liabilities by taking these precautions.