Through the use of an internet platform called Hipcamp, landowners can rent out their private lands to campers and other outdoor enthusiasts. Through its Host Protection Insurance and Camper Refund Policy, Hipcamp offers insurance protection for both campers and landowners.
A liability insurance policy called host protection insurance offers coverage for eligible claims involving physical harm or property damage to third parties for up to $1 million per occurrence. All Hipcamp hosts automatically receive this protection at no additional charge. It covers claims involving slip-and-fall injuries, visitor-caused property damage, and pet-caused property damage.
On the other hand, campers who have reserved a Hipcamp listing but are unable to utilize it because of unforeseen circumstances are protected by the Camper Refund Policy. The cancellations covered by this policy include those brought on by inclement weather, natural disasters, and unanticipated illness or injury. A camper may get a full refund or credit toward a future reservation if they need to cancel their reservation for a qualifying reason.
Can a tent be insured? A tent can indeed be insured. The majority of insurance providers provide personal property coverage, which can cover items like tents, sleeping bags, and portable stoves that are used when camping. Theft, weather-related damage, and other typical risks can all be covered by this coverage.
Can I access Hipcamp in Canada? Hipcamp is now only accessible within the United States. The business has, though, shown a potential interest in growing abroad. Canadian campers and landowners can explore other platforms like Campertunity and Tentrr in the interim.
Finally, Hipcamp’s Host Protection Insurance and Camper Refund Policy offer insurance protection for both campers and hosts. Additionally, Hipcamp is now only accessible in the United States, despite the fact that you may insurance your tent. However, Canadian campers and landowners can use similar services.