Understanding D&B Credit Scores: What is a Good Score?

An organization that specializes in offering credit ratings and reports for businesses is Dun & Bradstreet (D&B). D&B credit ratings, which differ from personal credit scores in that they run from 1 to 100, are higher scores indicating greater creditworthiness. However, what exactly is a good D&B credit score and how do you get one? … Read more

Can You Have a 700 Credit Score with Collections?

When applying for loans or credit cards, a high credit score is a requirement. Scores over 700 are typically regarded as excellent, and they serve as a measure of a person’s creditworthiness. However, a lot of people ponder whether it’s conceivable to have a credit score of 700 while also having collections on their report. … Read more

Can You Have a Credit Score of 900?

Can you have a credit score of 900? A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “”perfect.”” That’s because higher scores won’t really save … Read more

How Long Does it Take to Get a 700 Credit Score?

How long does it take to get a 700 credit score? It will take about six months of credit activity to establish enough history for a FICO credit score, which is used in 90% of lending decisions. 1 FICO credit scores range from 300 to 850, and a score of over 700 is considered a … Read more

The Highest Paydex Score: What You Need to Know

What is the highest Paydex score? 0 to 100 The score rates the likelihood that a business will make payments to suppliers or vendors on time. Unlike a personal credit score, which can go up to 850, the Paydex score ranges from 0 to 100, with higher values indicating a greater propensity to pay on … Read more

How Much Will a Tradeline Boost My Credit?

How much will a tradeline boost my credit? Seasoned tradelines are considered to be the best tradeline. It can significantly affect your credit score because of its credit history. A report by Finance Monthly states that purchasing 2-3 seasoned tradelines can help increase your credit score by 720-850 in just one month. Read more on … Read more

Navy Federal Pre Approval and Credit Score: What You Need to Know

Does Navy Federal Pre Approval affect credit score? Navy Federal credit card pre-approvals do not affect your credit score, as they’re done using a soft “”pull””, or inquiry. Read more on wallethub.com Military members and their families frequently choose Navy Federal Credit Union. You might be interested in learning how getting pre-approved for a loan … Read more