Building maintenance includes window washing, which calls for the use of ladders, scaffolding, and other tools that could endanger the safety of the cleaner and the general public. To safeguard yourself and your company from potential legal and financial repercussions, it is crucial to obtain insurance coverage. In this post, we’ll talk about the value of insurance for window cleaning as well as the many kinds of insurance coverage you could require.
Window washing is not a regulated profession in England, therefore running a window cleaning company does not require a license. You must, however, adhere to health and safety laws and have liability insurance. To safeguard your company from lawsuits alleging accidental harm or damage to third parties, such as bystanders or property owners, liability insurance is crucial.
If you hire staff, you could additionally need employers’ liability insurance for commercial cleaning. Employers’ liability insurance protects your company from claims brought by employees for diseases or injuries sustained at work and is mandated by law in the UK. If you employ people, whether they are full- or part-time, you must carry this kind of insurance.
Depending on the kind and volume of coverage you require, window washing insurance prices change. Depending on the level of risk involved, liability insurance normally costs between £100 and £200 per year, while employers’ liability insurance can range from £5 to £200 per employee. However, the price of insurance can differ dramatically depending on a number of variables, including your business’s size, the services you provide, and your insurance company.
The number of homes a window cleaner can clean in a single day can vary depending on a variety of variables, including the size and location of the properties, the type of cleaning needed, and the tools available. However, based on the aforementioned criteria, a window cleaner can often clean between 10-15 homes per day. To achieve a high-quality service, it is crucial to account for travel time between homes and give ample time for cleaning.
To sum up, window cleaning companies must carry insurance in order to safeguard both themselves and their clients from potential hazards and legal repercussions. The two types of insurance coverage that are most frequently required for window washing are liability insurance and employers’ liability insurance. The price of insurance varies according on the type of coverage required as well as other elements, such as the size of the company. And finally, the number of homes a window cleaner can clean in a day varies widely and depends on a variety of circumstances.
Does Window Cleaning Require Insurance?