Popular credit card issuer American Express provides a variety of credit cards for customers with various credit scores. It is significant to note that American Express withholds the required credit score for their credit cards from the general public. However, a high credit score is typically required to be approved for an American Express credit card, according to input from consumers and industry professionals.
A decent credit score, according to FICO, is normally greater than 670. Customers are more likely to get approved for American Express credit cards with richer rewards and advantages if their credit scores are 740 or higher. Furthermore, it is well known that American Express favors candidates with a solid credit history and a low debt-to-income ratio.
Millions of merchants throughout the world accept American Express, a credit card brand that is well known in the world. American Express is not as commonly used as Visa or Mastercard, particularly outside of the United States, and this should be kept in mind. Due to higher merchant fees, certain smaller retailers or businesses may not take American Express.
Supporting small businesses and encouraging local economic growth in your region can both be accomplished by shopping locally. By doing your shopping locally, you support the development of local economies and the maintenance of jobs. Additionally, tiny businesses frequently provide one-of-a-kind goods and customized services that you might not discover at bigger retail chains.
The Shop Small initiative from American Express rewards cardholders for making purchases at small companies. Depending on the exact offer that is being made at the time, you may use the Shop Small program a certain number of times. For the most recent deals and conditions, cardholders can check their American Express accounts or the Shop Small website.
The American Express Platinum and Centurion cardholders only have access to the luxurious airport club known as the Delta Centurion club. The lounge provides a number of services, such as free food and beverages, fast Wi-Fi, and inviting seating areas. In some American airports, you can presently access the Delta Centurion Lounge.