The phrases certification and notarization are frequently used interchangeably. They are not the same thing, though. While notarization entails the sealing and signing of a document by a notary public, certification refers to the verification of the veracity of a document or signature.
When a document is certified, it signifies that an outsider has examined it and determined that it accurately represents the original. This may entail cross-referencing the document’s signature with another known signature, ensuring that the document hasn’t been altered, or validating that the signature was made on a specific date.
On the other hand, notarization entails a notary public securing and signing a document. The notary public witnesses the signing of the document in an objective manner and confirms the signer’s identity. Legal papers, such as wills, deeds, and powers of attorney, frequently need to be notarized.
So, can an oath commissioner notarize papers? A commissioner of oaths cannot notarize documents, hence the answer is negative. While both notaries public and commissioners of oaths function as objective witnesses to the signing of papers, they have separate authority and duties. Although they are permitted to administer oaths, affirmations, and declarations, commissioners of oaths are not permitted to notarize paperwork.
The Notary Signing Agent Code of Conduct mandates that when a signer asks a question, the notary signing agent should answer as honestly and as completely as possible. The notary signing agent shall, however, direct the signer to the proper authority or resource if the query falls beyond of their scope of knowledge or if responding to it would be construed as giving legal advice.
Payment requirements are typically stated in the loan agreements. The loan documentation should be reviewed by the notary signing agent to make sure they are aware with the payment terms and any other pertinent information. The notary signing agent should direct the borrower to their lender or loan officer if they have inquiries concerning the loan’s payment terms or any other clauses.
In conclusion, the authentication of a document or signature is confirmed through the independent processes of certification and notarization. While both notaries public and commissioners of oaths function as objective witnesses to the signing of papers, they have separate authority and duties. If a signer has a query that is outside of their area of knowledge, notary signing agents should answer it honestly and to the best of their ability while directing them to the proper authority or resource. Payment requirements are often outlined in the loan agreements themselves, and any queries from borrowers should be directed to their lender or loan officer.