One of the most exclusive credit cards available is the American Express Platinum Card. Access to airport lounges, hotel upgrades, and statement credits are just a few of the many advantages it offers. The $695 annual charge for the card, though, can be a deal-breaker for many people. Thankfully, there are a few methods to avoid paying the American Express Platinum premium.
Calling American Express customer service and requesting a retention offer is one of the simplest ways to avoid having to pay the Platinum fee. Retention offers are incentives or bonuses that credit card firms give to their current clients to keep them using the card. Statement credits, bonus points, or even the annual fee itself may be included in these offerings. Call American Express customer service and mention that you are thinking about canceling your card owing to the exorbitant annual charge to receive a retention offer. To maintain you as a customer, the customer support person could make you a retention offer.
Utilizing the Platinum Card’s privileges and benefits is another strategy to avoid paying the Platinum charge. A $200 annual airline fee credit is included with the Platinum Card and can be used to defray incidental airline charges like baggage fees or in-flight purchases. A $200 annual Uber credit is also included with the card, which can be used for rides or Uber Eats purchases. You can effectively lower the net cost of the card and make it more affordable by using these credits.
Another premium credit card that American Express offers is the American Express Gold Card. A welcome bonus, dining credits, and travel incentives are just a few of the many advantages it offers. You must apply for an American Express Gold Card online or over the phone. The application procedure is simple, and you typically receive a response in a short period of time. Is full payment required for American Express Gold?
No, payment for American Express Gold need not be made in full. The Gold Card gives you the same flexibility as other credit cards when it comes to paying off your debt over time with interest. To prevent interest fees, it is usually essential to pay off your bill in full each month in order to keep your credit score high.
Depending on your creditworthiness and payment history, American Express may from time to time raise your credit limit. However, you can also call American Express customer support and ask for a credit limit increase. Make sure you have a high credit score, a low debt-to-income ratio, and a track record of on-time payments to improve your chances of getting a credit limit increase.
How to Receive the 75k American Express Gold Offer? Occasionally, American Express will give new American Express Gold Card applicants a welcome bonus of 75,000 points. You must apply for the card during the promotion period and fulfill the minimum spending criterion to qualify for this offer. If you want to stay informed about any specials or deals, keep an eye on the American Express website or sign up for their email newsletter.
The blue American Express card—also known as the “Amex Blue Card”—is a credit card that American Express offers. It is a basic credit card that provides points and perks to its cardholders, but it lacks the American Express Platinum Card’s premium features and services.