One of the most popular travel rewards credit cards available is the American Express Platinum Card. It provides a number of advantages, such as access to airport lounges, trip credits, and priceless reward points. However, how exactly can you accumulate points with the Amex Platinum Card?
First of all, any transaction you make with the card will earn you points. Depending on the sort of transaction, the earning rate varies, but in general, you’ll receive one point for every dollar you spend. However, Amex frequently conducts deals that let you get additional points for making specific purchases. For instance, you might receive more points for using the Amex travel website or for making purchases at specific merchants.
The Membership Rewards program is another option to earn points with the Amex Platinum card. This program gives you even more options when it comes to cashing your rewards by allowing you to transfer your points to a range of airline and hotel loyalty programs. Additionally, you may use your points to pay for gift cards, merchandise, or travel through the Amex travel portal.
The Amex Blue Card and Amex Platinum Card are two different products. The Amex Blue Card is a straightforward credit card with less advantages than the Platinum Card. For those who want a straightforward credit card with no frills, it’s still a terrific choice.
The difficulty of obtaining the Amex Blue Card mostly depends on your credit rating and credit history. You’ll need an excellent credit score to be approved because Amex is recognized for being a little more picky than some other credit card issuers. However, getting authorized for the card shouldn’t be too difficult if you have a strong credit history and credit score.
The Amex Blue Card, like the majority of credit cards, necessitates that you pay at least the minimum amount each month. However, it’s a good idea to pay your debt in full each month if you want to avoid racking up interest fees and possibly harming your credit score.
For Amex Blue, what credit score am I required?
Amex is renowned for being a little more picky than some other credit card issuers, as was already indicated. To be approved for the Amex Blue Card, you typically need to have a decent credit score. Generally speaking, a credit score of 700 or greater is regarded to be good. Amex does not, however, just take into account credit scores when approving candidates. Along with other things, they will consider your salary and credit history. What Is an American Express Blue Card?
People seeking for a straightforward, no-frills credit card can choose the Blue American Express Card. Although it doesn’t have as many features as the Platinum Card, it does have some worthwhile extras like 24/7 customer support, online account management, and fraud protection.
Overall, those who travel frequently and wish to accumulate important reward points should strongly consider the Amex Platinum Card. The Amex Blue Card, however, is a good option if you’re seeking for a less complicated option. To avoid fees and any harm to your credit score, simply make sure you have a decent credit score and pay your debt in full each month.
Due to its smaller merchant acceptance network than Visa and Mastercard, American Express is not widely accepted. However, a lot of significant hotels, restaurants, and shops take American Express. It is generally a good idea to call the shop ahead of time to make sure they accept American Express.