It can be difficult to cancel a credit card, particularly if you don’t want to make a phone contact. There are a few different ways you can close your Chase credit card without picking up the phone, unlike the majority of credit card issuers that need you to call their customer service department.
If you have a Chase account, you can ask for the closure of your credit card account by sending a secure message through their online banking system. Log onto your Chase account and go to the “Secure Messages” area to do this. Then click “Account Maintenance,” “New Message,” and finally “Close Account.” Prior to Chase processing your request, you must confirm it and supply some personal information.
Option 2: Mail a Letter by Regular Mail Sending a letter via regular mail is another option for canceling your Chase credit card without making a phone contact. Include your account number in the letter, address it to the Chase customer service division, and ask for the closure of your account. Send the letter certified mail, return receipt requested, and don’t forget to sign it so you have documentation that it was delivered.
Is It Legal to Request a Credit Card Company Reconsider? If your credit card application was turned down, you might be eligible to appeal the decision. There is typically a procedure in place for reconsideration at credit card companies. Call the issuer’s customer service line and explain why you think your application for the card should be authorized to begin the process. Be prepared to offer more evidence or supporting documents when necessary. Remember that not all petitions for reconsideration are granted. What exactly is the 5-24 Rule?
There is a restriction on how many credit cards you can open in a 24-month period known as the Chase 5/24 rule. You can get a new Chase credit card automatically refused if you’ve opened five or more credit cards from any issuer in the last two years. The majority of Chase credit cards, including the well-known Chase Sapphire Preferred and Chase Sapphire Reserve, are subject to this limitation.
You might be eligible to appeal a rejection of your credit card application. To find out why your application was denied, start by phoning the issuer’s customer support line. Once you are aware of the cause, you can begin to take action. This could entail making debt payments, raising your credit score, or supplying further proof of your earnings or employment. You might have to wait a few months in some circumstances before reapplying.