You do, you do. In fact, before you are allowed to solo, the majority of flight schools and rental firms demand that you obtain insurance. Flying is costly, and if you damage the aircraft while on a solo trip, you will be responsible for the expense of repairs. You are shielded from having to cover these expenses out of pocket thanks to insurance. What Is Renters Insurance for Aircraft?
A sort of insurance that protects people who rent an aircraft from a flight school or rental company is known as aircraft renters insurance. It offers defense against destruction of the aircraft, legal responsibility for injuries or property damage brought on by the aircraft, and even fatalities. This kind of insurance is crucial because it shields the renter from having to cover any damages or injuries that arise while operating the rented aircraft out of pocket.
Yes, a lot of pilots are covered by medical insurance in the event of an accident or illness. This is not necessary to fly, though. Every few years, pilots must undergo a medical examination to confirm that they are physically able to fly, but this does not imply that they have health insurance. What Are the Requirements for a Flight Review? All pilots who intend to continue flying must pass a flight review, often known as a biennial flight review (BFR). A certified flight instructor (CFI) will assess your knowledge and flying abilities during a flight review to make sure you are still capable of flying an aircraft safely. Every two years, a flight review that includes both an oral exam and a flight test is required.
To sum up, having and using an aircraft requires having aviation insurance. It offers defense against a range of dangers, such as destruction of the aircraft, liability for injuries or property damage brought on by the aircraft, and even fatalities. It is also crucial to remember that insurance is necessary for solo flights, and that those who rent aircraft from flying schools or rental businesses can get aircraft renters insurance. Additionally, while having medical insurance is not essential for pilots, many do, and a flight review is necessary every two years to make sure that pilots can still fly an aircraft safely.