Does Pennsylvania Require Auto Insurance?

All automobiles registered in Pennsylvania must have auto insurance, yes. Liability insurance, which covers the expense of damages or injuries to other people or property if you are at fault in an accident, is the least amount of protection required. Pennsylvania requires a minimum of $15,000 in bodily harm per person, $30,000 in accident-related injuries, and $5,000 in property damage.

Although liability insurance is the bare least, it is advised to also carry collision, comprehensive, and uninsured/underinsured motorist protection. While comprehensive coverage protects against events other than collisions like theft or weather damage, collision coverage compensates for damages to your own car in an accident. If you are in a collision with a driver who does not have insurance or has insufficient coverage, you are protected by uninsured/underinsured motorist coverage.

A number of variables, including age, driving history, and geography, might affect how much car insurance in Pennsylvania will cost a new driver. In Pennsylvania, a new driver can anticipate paying an average of $1,800 annually for auto insurance. Taking a driver’s education course and keeping a clean driving record, however, can lower this cost.

Pennsylvania requires yearly vehicle registration for all automobiles. It expires on the last day of the month in which it was registered and has a one-year registration period. Depending on the type of vehicle and its weight, registration fees change. The registration price for a Class 3 truck, which weighs between 10,001 and 14,000 pounds, is $121.

In Pennsylvania, the cost of notarizing a vehicle title ranges from $5 to $10. Depending on the area and the notary public utilized, this cost could change. When transferring ownership of a vehicle, it’s crucial to get a car title notarized to make sure the deal is legitimate.

In conclusion, liability insurance is the bare minimum requirement for all automobiles registered in Pennsylvania. A number of variables can affect how much new drivers’ auto insurance will cost. The cost of automobile registration in Pennsylvania varies depending on the kind of vehicle and is good for one year. In Pennsylvania, the cost of notarizing a vehicle title ranges from $5 to $10. It is crucial to abide by these rules in order to meet Pennsylvania legal requirements.