Does CT Tax Your Pension?

Does CT tax your pension?
Pension and annuity benefits from federally qualified or nonqualified pension or retirement plans paid to nonresidents of Connecticut are not subject to Connecticut income tax.
Read more on portal.ct.gov

Retirement residents frequently question if Connecticut charges their pension because it is one of the most expensive states to live in. Sadly, the reply is in the affirmative. In Connecticut, pension income is taxed the same as other types of income. This implies that you will be required to pay state income tax on any pension you get. For some retirees, there is some good news, though.

You may be qualified for a tax credit of up to $2000 year if you are over 65 and your income is below specific thresholds. The credit is determined by your income and eventually decreases as your income rises. Therefore, you might not have to pay any state income tax on your pension if you have a modest income.

It’s vital to remember that only residents of Connecticut are eligible for this tax credit. You will not be qualified for this credit if you relocate to a different state. Additionally, Connecticut will charge state income tax on any pension payments you make from another state.

What states impose a tax on groceries in light of this?

Currently, there are 14 states with a grocery tax. Alabama, Arkansas, Hawaii, Idaho, Illinois, Kansas, Missouri, Oklahoma, South Dakota, Tennessee, Utah, Virginia, and Wyoming are among these states. The tax rates differ from state to state, with some states taxing food by as much as 7%.

It is significant to note that several of these states provide low-income people with exemptions or credits. For instance, residents of Hawaii with modest incomes could be qualified for a food credit that helps lessen the burden of the grocery tax. You can also inquire as to which seven states are tax-free.

Seven states are tax-free from state revenue in this country. Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming are among these states. This indicates that pensions and other sources of income are not subject to state income tax for citizens of these states.

While there is no state income tax in some states, there may be other taxes that people must pay, such as sales taxes or property taxes. Additionally, since some of these states may have greater costs of living, moving there might not be the greatest financial move for everyone.