Does Amazon Report to Business Credit Bureaus?

Knowing which credit bureaus your vendors and suppliers report to is crucial for business owners. You can use this information to establish and maintain a solid credit profile, which can open up better financing opportunities and reduce interest rates for you. You might be curious about if Amazon reports to corporate credit bureaus and, if so, which ones, if you’re a regular buyer or seller on the site.

The simple answer is that, regrettably, none of the main business credit bureaus, including Dun & Bradstreet, Experian, or Equifax, get reports from Amazon. While this can be upsetting for business owners trying to improve their credit, it’s vital to keep in mind that there are other options available.

Working with suppliers and vendors who do provide information to business credit bureaus is one possibility. For instance, if you have a net 30 account with Costco, you might be able to establish credit by paying your bill on time. A business credit card that reports to the agencies, like a Chase Ink or American Express Business card, is another option you have. You may establish a credit history and raise your score by using these cards responsibly and making your payments on time. What constitutes a good Dun & Bradstreet score, to return to scores? A lower danger of financial trouble is indicated by higher ratings, which D&B offers in a range from 1 to 100. Although there isn’t a set formula for what a “good” score is, generally speaking, a score of 76 or more is thought to be strong.

Dun & Bradstreet rates a grade D credit score as bad on the other end of the scale. This rating suggests that a company is highly likely to be in financial difficulties and may be in danger of missing payments on loans or other obligations. Take action to raise your credit score if it is low by paying your bills on time, paying down debt, and verifying your credit report for mistakes.

In conclusion, there are other ways to establish your credit profile and raise your score even when Amazon does not report to commercial credit bureaus. You may position your company for financial success by working with vendors and suppliers who do report, applying for a business credit card, and keeping a solid payment history. And keep in mind that there are always actions you can do to enhance your score over time, even if it isn’t where you want it to be.