Amazon, on the other hand, gives their consumers the option of using credit. Customers with a decent credit score can, for instance, apply for the Amazon credit card. Customers must have a credit score of 640 or better to qualify for the Amazon credit card. The Amazon credit card is a desirable choice for regular consumers because it gives cash back incentives on purchases made on the website. The minimum credit score needed for Amazon business cards varies depending on the type of card. The minimum credit score for the Amazon Business Prime American Express Card is 680, while the minimum credit score for the Amazon Business American Express Card is 650.
On other platforms, Summa is a provider of payment solutions that enables companies to take payments online. Customers’ credit scores are unaffected by Summa because it does not report to credit bureaus. However, Summa does provide a credit score system of its own, which is based on the client’s financial and commercial background.
Last but not least, Staples offers businesses a credit arrangement called Staples Net-30 that enables them to buy products from Staples and pay for them within 30 days. Customers’ credit scores are unaffected by Staples Net-30 because it does not report to credit bureaus. However, failing to pay a bill on time could result in late fines and harm to the customer’s credit report.
In conclusion, other online retailers like Amazon and Staples do give credit choices but AliExpress does not. Before submitting an application for any credit program, customers should check their credit score to make sure they qualify. Making payments on time is also necessary to prevent late fees and credit score loss.