What is a Good Credit Limit?

What is a good credit limit? A good guideline is the 30% rule: Use no more than 30% of your credit limit to keep your debt-to-credit ratio strong. Staying under 10% is even better. In a real-life budget, the 30% rule works like this: If you have a card with a $1,000 credit limit, it’s … Read more

Can I Pay Myself a Dividend Every Month?

Can I pay myself a dividend every month? You can draw dividends monthly, quarterly or even annually. But, while you can draw dividends at any time, if you are declaring them frequently then this could be regarded as a ‘disguised salary’ and could also be subject to investigation. Read more on www.intouchaccounting.com You might be … Read more

What Household Items Can I Pawn?

What household items can I pawn? Pawnshops know certain things have good resale value, and they’re almost always looking to buy these items: Jewelry. Precious metals. Watches. Firearms (registered to you) Electronics. Power tools. Musical instruments. Sporting goods, such as bikes. Read more on www.gobankingrates.com Since the beginning of time, people have used pawn shops … Read more

Are Charge Cards Worth It?

Are charge cards worth it? Bottom line. A charge card can be a good choice if you want expanded (but not unlimited) buying power and everyday rewards. Plus you’ll be able to improve your credit score by using your card responsibly and paying on time every month. Read more on www.cnbc.com Charge cards are frequently … Read more

How to Sangla in Pawnshop: A Beginner’s Guide

How do you Sangla in pawnshop? Sangla simply involves presenting your collateral to a pawnshop for appraisal, filling out a form, signing a pawn ticket (also called papel de ahensya) and the plastic-wrapped pawned item, and receiving a copy of the pawn ticket and the cash. Read more on www.moneymax.ph In practically every Philippine city … Read more

How to Make $1000 a Day: Tips and Strategies

How can I make $1000 a day? Best Ways to Make 1000 Dollars a Day Make $1,000 a Day Blogging. Make $1,000 a Day Investing in Index Funds. Pick Up a Part Time Job to Make Extra Money. Use Gig Economy Apps to Earn Money Fast. Earn $1,000 Daily with a YouTube Channel. Make Money … Read more

Paying Your Mortgage with Cash: Is it Possible?

Can I pay my mortgage with cash? Can you pay a mortgage with cash each month? Making monthly mortgage payments with cash is basically unheard of. Homeowners make payments by automatic direct withdrawals from their checking accounts, by mailing in checks, and sometimes by credit card. Read more on woodgroupmortgage.com Although paying off your mortgage … Read more

How Do Millionaires Bank Their Money?

How do millionaires bank their money? Some millionaires keep their cash in Treasury bills that they keep rolling over and reinvesting. They liquidate them when they need the cash. Millionaires also have zero-balance accounts with private banks. They leave their money in cash and cash equivalents and they write checks on their zero-balance account. Read … Read more