What Credit Card Makes You Look Rich?

What credit card makes you look rich? 1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and commonly known as the “”Amex Black Card.”” Launched in 1999, American Express has kept it in a shroud of uncertainty, giving it a very high level of status … Read more

The Best Way to Establish Credit: A Comprehensive Guide

What is the best way to establish credit? Here are five ways that may help develop good financial habits and begin to build credit: Establish banking relationships – open checking and savings accounts. Be consistent. Apply for a department store card or a gas card. Apply for a secured credit card. Consider a co-signer or … Read more

How to Get Money for a Down Payment: Tips and Tricks

How can I get money for a down payment? Potential homeowners can come up with the down payment by getting a part-time job or borrowing from family. Downsizing to a smaller apartment-saving rent-can save thousands of dollars per year. Programs can help, such as the Federal Housing Administration (FHA), which offers mortgage loans through FHA-approved … Read more

Is Having 12 Credit Cards a Good Idea?

Is it good to have 12 credit cards? With 12 cards, you can maintain an effective utilization ratio compared to a reduced 5 on closing 7 cards. This would further help you maintain a good credit score. If you close 7 out of 12 then that would definitely bring your available revolving credit down and … Read more

Becoming a Millionaire in the Stock Market

Can you be a millionaire in the stock market? It’s possible to become a millionaire by investing in the stock market, and it’s not as challenging as it may seem. It does, however, require the right strategy. Choosing the right investments is critical, and it’s equally important to invest consistently for as long as possible. … Read more

Can I Pay Off My One Main Financial Loan Early?

Can I pay off my one main financial loan early? If you want to pay off your personal loan early, you can do so any time and OneMain will not charge you a prepayment fee. To pay off your loan early, you can: Pay an extra amount when you make your regularly scheduled monthly payment. … Read more