Personal finance

What is the 70 20 10 Rule money? If you choose a 70 20 10 budget, you would allocate 70% of your monthly income to spending, 20% to saving, and 10% to giving. (Debt payoff may be included in or replace the “”giving”” category if that applies to you.) Let’s break down how the 70-20-10 … Read more

What is higher than a black card? Read more on www.creditcardinsider.com Most adult wallets contain a credit card, and many people aspire to obtain the most prestigious cards available. Although the illusive black card from American Express is frequently regarded as the best credit card, those with great income and extravagant spending patterns can really … Read more

How much does a debt Counsellor cost? Debt counsellors will track your debt counselling progress and attend to the following while you under debt review. Costs: 5% of the distributable amount or an amount of not more than R450 per month. Read more on www.creditsalvage.co.za Debt counseling is a procedure that aids people who are … Read more

How can I make money fast as a kid? Ways to earn money as a kid of almost any age Do chores and odd jobs around the house or neighborhood. Kids who are old enough to help out with household responsibilities and yardwork can cash in on their chores. Sell your stuff in person or … Read more

Can I buy a house without having a credit card? Thankfully, you may not need a traditional credit profile to get mortgage?approved. The FHA mortgage is available to first?time home buyers with ‘thin credit’ or no credit whatsoever. Most mortgage lenders offer these loans, although you’ll have to shop for a lender with flexible credit … Read more

Many financial advisors have a tendency to adjust their spending to match their new found income. Sometimes this is done so as to seem successful in order to attract clients. But to confirm the question, yes, being a financial advisor can provide the income needed to become a millionaire. Read more on www.quora.com The quick … Read more

Although it might not be the first state that comes to mind when considering where to retire, Idaho has been gaining appeal among people searching for a luxurious yet reasonable retirement. What therefore makes Idaho a desirable retirement location? Let’s look at a few advantages of retiring to Idaho. Life Quality With its scenic beauty, … Read more

Can I use credit card for mortgage deposit? Although you can’t use a credit card for the mortgage deposit itself, you might decide to increase your credit card day-to-day spending in order to save more of your disposable income towards a cash deposit. Read more on www.gocompare.com If you’re buying a home, you might be … Read more

Are payday loans harder or easier to pay back? Payday loans are sometimes harder to pay back than a traditional loan, because the lender did not verify your ability to repay before lending you money. Payday lenders don’t generally assess your debt-to-income ratio or take your other debts into account before giving you a loan … Read more

How do I pay myself a dividend from my company? There are 4 ways to pay yourself from your company as follows: Pay yourself a formal wage. Under this method, the company sends money from its bank account to your bank account. Pay yourself as a “”contractor”” to the company. Pay yourself as a “”dividend”” … Read more