Home Insurance

How do I calculate the replacement cost of my home? Home replacement cost is the total amount required to rebuild your home to its original standard. Your dwelling limit must be at least 80% of your home’s rebuild value to be fully covered. Home replacement cost can be calculated by multiplying your area’s average per-foot … Read more

How do I insure a house that I own and let my family live in UK? How should it be insured? It should be written as a dwelling fire insurance policy in the name of the titled owner, to insure the dwelling, out buildings, any contents that belong to the owner of the property and … Read more

Do new windows affect home insurance? For example, new windows may qualify you for a tax credit. In addition, new windows are likely to be more energy efficient thereby cutting your utility bills. When you opt for new windows, there are three factors that may bring your homeowners insurance premiums down. Read more on jacksglassshop.com … Read more

Does having a safe reduce home insurance? Keep Your Valuables in A Safe. Home safes are another factor that can significantly reduce your home premium, especially on high value items that can be taken easily. This is something that insurance companies pick up on, and if you have a safe in your home, they will … Read more

Why do home insurance companies ask if you have a dog? Many homeowners insurance policies cover dog bites and other incidents. Your policy’s liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property. The breed of dog is a key factor when it comes to determining … Read more

Can you claim leaking shower on insurance? Home insurance will usually cover as standard, leaks, such as a leaking shower, leaking radiators and appliance leaks. However, if water is leaking through because of age or condition then this can sometimes result in a refused claim. Read more on protenservices.co.uk For homeowners, a leaky shower may … Read more

Do you need home insurance on a flip? Flipping houses requires special insurance coverage that your traditional homeowner’s insurance policy will not cover. This is because a house being flipped is typically in need of significant renovation, and will sit vacant for months while the flip is being completed-this is considered high risk. Read more … Read more

Is Jewellery covered under home insurance? Most home insurance policies cover the loss or theft of personal items, including jewellery, as standard. From gold necklaces to silver rings and watches, jewellery can be very valuable and you need to tell your insurer if you think any single item exceeds the policy claim limits. Read more … Read more

Is chimney repair covered by home insurance UK? Yes, a standard homeowners insurance policy (HO3) covers chimney repairs if a covered peril caused the damage. Your chimney is considered part of your home’s structure, so its coverage mirrors your dwelling’s coverage. It does not cover maintenance or other uncovered perils. Read more on www.youngalfred.com In … Read more

How much does a trampoline make insurance go up? Will Owning a Trampoline Make Insurance Go Up? Yes. Typically, you can expect the premiums on your homeowner’s policy to go up by $50 to $100 a month. Read more on campinghiking.net Children and families love trampolines as a backyard attraction, but they do carry some … Read more