Pools Finance: Understanding the Basics

What are pools finance? What is a pool loan? Some lenders, credit unions, and other financial institutions advertise “”swimming pool loans.”” However, pool loans are simply unsecured personal loans used to finance a swimming pool purchase. Personal loans have much higher interest rates than other types of financing. Read more on themortgagereports.com The financial arrangements … Read more

The Impact of Distributions on Equity

How do distributions affect equity? When a company pays cash dividends to its shareholders, its stockholders’ equity is decreased by the total value of all dividends paid. However, the effect of dividends changes depending on the kind of dividends a company pays. Read more on www.investopedia.com In the financial industry, “distributions” refers to the payment … Read more

Understanding the 10th Working Capital: A Comprehensive Guide

What is 10th working capital? Raw materials and money in hand are thus called working capital. Tools, machines, buildings etc. are called fixed capital and these can be used in production over many years. Read more on www.toppr.com Working capital is the word used to describe the money that a business utilizes to cover its … Read more

Spa Finance: Understanding the Financial Aspect of the Spa Industry

What is a spa finance? A sales and purchase agreement (SPA) is a binding legal contract between two parties that obligates a transaction between a buyer and a seller. SPAs are typically used for real estate transactions, but they are found in all areas of business. Read more on www.investopedia.com Over the years, the spa … Read more

What Do Trust Funds Include?

What do trust funds include? Trust funds include a grantor, beneficiary, and trustee. The grantor of a trust fund can set terms for the way assets are to be held, gathered, or distributed. The trustee manages the fund’s assets and executes its directives, while the beneficiary receives the assets or other benefits from the fund. … Read more

Are Investors Considered Owners?

Are investors considered owners? Owner vs.. As a lending investor you are not an owner. If you buy equity in a company you have made an ownership investment. The return you earn will be your proportional share of the business’s profits. The initial investment amount will remain tied up in the company’s total value. Read … Read more

What Profit Margin is Good for Clothes?

What profit margin is good for clothes? Profit margins for retail clothes are generally within a range of 4 percent to 13 percent according to industry analysts. Markups often seem high as compared to cost of goods sold, another term for variable costs. Read more on smallbusiness.chron.com The target market and the type of clothes … Read more

How Much Cash Do You Need to Buy a Hotel?

How much cash do you need to buy a hotel? To buy a hotel, our hotel brokers at Southeast International recommend a down payment be 20-25% of the hotel’s purchase price. Keep in mind that you may also have more wiggle room for negotiation if upgrades or construction improvements are included in the financing. Read … Read more

The Financial Reality of Winemakers: Do They Make a Lot of Money?

Do winemakers make a lot of money? The short answer to this question is that independent winemakers struggle to make any money at all, and salaried head winemakers in California tend to make between $80k-100k a year with other key winemaking positions like cellar hands (who do a lot of the actual work) earning $30-40k. … Read more

Do ATM Owners Make Money?

Automated teller machines, or ATMs, are now a common sight in many locations throughout the world. They offer convenience to those who need to conduct transactions or withdraw cash without going to a bank. But have you ever questioned whether the proprietors of these gadgets are profitable? The answer is yes, but doing so calls … Read more