Accessing your bank account anytime, anyplace is simple and secure with an ATM card. One of the biggest public sector banks in India, Indian Bank, provides a variety of banking services, such as ATM cards. This post will explain how to get an Indian Bank ATM card and address any pertinent queries you may have regarding ATM usage and costs.
How to Obtain an ATM Card from an Indian Bank You must have an open savings or current account with the bank in order to get an Indian Bank ATM card. By visiting any branch of Indian Bank or using the bank’s internet banking system, you can open an account. When you have an account, take the following actions to obtain an ATM card:
2. Submit the required paperwork, including a copy of your identification (such as an Aadhaar card, PAN card, voter identification, passport, or driver’s license) and address verification (such as a recent utility bill, rental agreement, or bank statement).
3. After processing your application, the bank will provide an ATM card that is connected to your account. 4. You must activate your card by going to an Indian Bank ATM when you receive it. For help creating your ATM PIN (Personal Identification Number), refer to the instructions on the screen.
Which bank doesn’t impose an ATM fee? Most banks impose fees for using their ATMs, particularly if you use one that is not one of their affiliates. However, for specific account types or transactions, some banks waive or lower these costs. Kotak Mahindra Bank is one such bank in India. Customers of the bank are entitled to free withdrawals from any domestic non-Kotak ATM, up to a limit of five withdrawals per month.
Can I Use Any ATM, Also?
Yes, you can use your Indian Bank ATM card at any ATM to withdraw money or check your account balance. However, utilizing an ATM that is not associated could result in extra expenses such transaction fees and service fees. It is advised to utilize ATMs operated by Indian Bank or ATMs operated by other banks with which Indian Bank has a partnership to avoid these fees.
In conclusion, getting an ATM card from Indian Bank is a straightforward procedure that calls for having an open savings or current account with the bank. Once you have the card, you can use it at any ATM to access your account and carry out a number of different transactions. You can choose banks that offer free ATM transactions or utilize linked ATMs to avoid paying ATM fees.