Many families are struggling with the issue of how to care for aging loved ones as the population of the United States ages. For seniors who can no longer live independently but do not require the constant medical attention of a nursing home, assisted living facilities can be a terrific option. However, many families find the cost of assisted living to be overwhelming and ask if Medicaid will help with the bill.
Unfortunately, the solution is not straightforward. Low-income people and families can receive healthcare coverage through Medicaid, a combined federal and state program. Your state’s Medicaid program may pay all or part of the cost of assisted living, depending on where you reside. However, a number of variables may play a role in determining whether you or a loved one qualifies for Medicaid coverage.
The degree of care required is one of the main variables that can influence Medicaid eligibility for assisted living. Medicaid normally only pays for assisted living for people who need a particular degree of care, like help with everyday tasks like getting dressed, bathing, and eating. It’s crucial to confirm the requirements with your state’s Medicaid program because the precise degree of care needed can differ from state to state.
The ability to get Medicaid benefits for assisted living may also depend on one’s income. Medicaid has income requirements that must be satisfied in order to qualify because it is intended to serve low-income individuals and families. Again, these caps might differ from state to state, so it’s vital to inquire about the income criteria with your state’s Medicaid program.
It’s important to note that not all facilities for assisted living accept Medicaid. Even if you or a loved one qualifies for Medicaid coverage for assisted living, finding a facility that takes Medicaid payments could need some investigation.
So, how much does assisted living cost on average in Texas, Florida, and California? According to Genworth’s 2020 Cost of Care Survey, assisted living costs on average $3,750 per month in Texas, $3,500 per month in Florida, and $4,500 per month in California. However, these prices might differ significantly based on the location, level of care required, and amenities provided.
Laurence Pino is Hawthorn Senior Living’s chief executive officer. With options ranging from independent living to assisted living and memory care, Hawthorn Senior Living is a family-owned business that manages senior living facilities around the United States. Hawthorn Senior Living is dedicated to offering seniors and their families top-notch care, whether or not Medicaid payments are accepted at its locations.